2026 Retiree Benefit Plan Rates

Medical Plan Rates 

The rates shown below are the monthly medical rates for pre-65 retirees enrolled in an Anthem medical plan at the time of retirement.

The medical plan costs listed below do not include the $40 Get Healthy Now monthly incentive. If you plan to participate in Get Healthy Now, deduct $40 from the monthly cost below to get your final cost. Learn more about the Get Healthy Now program at louisville.edu/gethealthynow/about-ghn.

PPO w/HRA ULH CDHP w/HSA
Retiree Only $543.00 $478.00 $384.00
Retiree + Spouse/QA $1,304.00 $1,148.00 $922.00
Retiree + Child(ren) $978.00 $861.00 $684.00
Retiree + Family $1,684.00 $1,482.00 $1,160.00

Dental Plan Rates

Open Enrollment for dental and vision benefits will occur through MetLife during Oct. 1 through Oct. 31. If you haven’t received dental and vision Open Enrollment instructions from MetLife, you will receive them soon.

Basic Dental Plan Enhanced Dental Plan
Retire Only $21.96 $35.74
Retiree + Spouse/QA $43.88 $71.48
Retiree + Children $51.82 $84.34
Retiree + Family $80.12 $130.44

Vision Plan Rates

Open Enrollment for dental and vision benefits will occur through MetLife during Oct. 1 through Oct. 31. If you haven’t received dental and vision Open Enrollment instructions from MetLife, you will receive them soon.

Vision Plan Rates

Monthly Rate
Retiree Only $4.32
Retiree + Spouse/QA $7.86
Retiree + Children $8.32
Retiree + Family $11.96