Medical Coverage

We offer medical coverage through PPO, ULH, and CDHP plans, giving employees flexible options to fit their healthcare needs and budgets.

Your overall health is important to us, and the university offers a variety of benefits to help support your physical and mental health. University of Louisville offers health plans through Anthem Blue Cross Blue Shield. Take time to review your options thoroughly. Regardless of your plan, we encourage you to establish a relationship with a primary care provider to help manage your health and take full advantage of the free preventive services offered in all the plans, including physicals, well child visits, routine immunizations, mammograms and more. 

All three medical plans offered by UofL:

  • Have access to the same network of providers (Anthem)
  • Provide access to the same types of care
  • Cover in-network preventive care at 100% (such as physicals, well child visits, routine immunizations, mammograms and more)
  • Have a deductible, coinsurance and out-of-pocket maximum
  • Allow you to receive a $40 monthly incentive if you participate in the Get Healthy Now wellness program.
  • Regardless of your plan, we encourage you to establish a relationship with a primary doctor to help manage your health.

Choosing your medical plan is a big decision. We’re here to support you. As you review your options, consider these questions:

  • Would I rather pay more out of my paycheck for coverage in order to pay less at the point of care or vice versa?
  • Do I expect any large medical expenses (e.g., birth of a child, chronic medical condition, planned surgery, ongoing medical treatments)?
  • Would I be interested in using a Health Savings Account (HSA) to help pay for health care expenses?
  • Would I be interested in a medical plan that allows me a $0 deductible, $0 copay for a doctor’s office visits and fixed copays

PAYCHECK DEDUCTIONS

PLAN

OUT-OF-POCKET COSTS

$$$

PPO

$

$$

ULH

$$

$

CDHP

$$$

Decision Pathways Tool Can Help with Your Decision

  • All plans have their advantages, but the one that’s right for you will depend on your unique health and financial priorities and needs.
  • The Decision Pathways tool can help you in your decision-making process. It asks you simple questions and presents the option that might be right for you. The information you provide is not tracked or shared with UofL.

Contact Anthem:

  • Customer Service: 855-747-1137

  • Group ID#: W33021

  • Each member has a unique ID number

  • Website: www.anthem.com

  • Fax Claims: 877-876-4992

  • 24/7 Nurse Line: 800-337-4770


 Quick Steps: Download Your Anthem Plan Documents  

 On www.anthem.com  

  1. Go to WWW.ANTHEM.COM and LOG IN (or Register)  
  2. Click on MY PLANS  
  3. Select DOCUMENTS  
  4. Choose MEDICAL CERTIFICATE BOOKLET  
  5. Open the PDF and select Download (or File → Save)  

Quick Steps: Download Your Anthem Plan Documents  

In the Sydney Health app  

  1. Sign in to SYDNEY HEALTH  
  2. Tap PLAN  
  3. On next screen scroll down until you see PLAN DOCUMENTS  
  4. Tap your PLAN link to access the document  

Explore University Medical Plan Options

Preferred Provider Organization (PPO)
A PPO plan offers flexibility by allowing members to see any healthcare provider without a referral, with lower costs when using in-network providers.
University of Louisville Health (ULH)
The University of Louisville Health Plan (ULH) will keep your out-of-pocket medical expenses down when you use UofL providers.
Consumer Driven Health Plan (CDHP)
A Consumer-Directed Health Plan (CDHP) is a type of health insurance plan that combines a high-deductible health plan (HDHP) with a tax-advantaged account, such as a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA).

Notice of Health Information Privacy Practices

document-outline

UofL Personal Health Information Privacy Notice

The University of Louisville Employee Health Plan has always been committed to maintaining the confidentiality of the personal health information it receives about employees like you.

Benefits

Phone

502-852-6258

Location

Miller Information Technology Center, Rm 02C

2315 South First Street Walk

Louisville, KY 40208

Hours

Monday - Friday 8:00 a.m. to 4:30 p.m.