2025 Retiree Benefit Plan Rates

Medical Plan Rates 

The rates shown below are the monthly medical rates for pre-65 retirees enrolled in an Anthem medical plan at the time of retirement.

The medical plan costs listed below do not include the $40 Get Healthy Now monthly incentive. If you plan to participate in Get Healthy Now, deduct $40 from the monthly cost below to get your final cost. Learn more about the Get Healthy Now program at louisville.edu/gethealthynow/about-ghn.

EPO PPO ULH PCA High PC Low
Retiree Only $539.00 $511.00 $449.00 $428.00 $358.00
Retiree + Spouse/QA $1,295.00 $1,228.00 $1,078.00 $1,028.00 $857.00
Retiree + Child(ren) $972.00 $920.00 $809.00 $772.00 $633.00
Retiree + Family $1,673.00 $1,585.00 $1,393.00 $1,329.00 $1,076.00

Dental Plan Rates

Open Enrollment for dental and vision benefits will occur through MetLife during Oct. 14 through Oct. 25. If you haven’t received dental and vision Open Enrollment instructions from MetLife, you will receive them soon.

Basic Dental Plan Enhanced Dental Plan
Retire Only $21.96 $35.74
Retiree + Spouse/QA $43.88 $71.48
Retiree + Children $51.82 $84.34
Retiree + Family $80.12 $130.44

Vision Plan Rates

Open Enrollment for dental and vision benefits will occur through MetLife during Oct. 14 through Oct. 25. If you haven’t received dental and vision Open Enrollment instructions from MetLife, you will receive them soon.

Vision Plan Rates

Monthly Rate
Retiree Only $4.32
Retiree + Spouse/QA $7.86
Retiree + Children $8.32
Retiree + Family $11.96