Waiver for 403(b) Plan

There are exceptions to the 12-month waiting period for the 403(b) Retirement Plan. If you worked at another college or university, non-profit research organization, or governmental agency (with no break in service between jobs) prior to joining the university, you may be able to waive the waiting period. You may also be able to waive the waiting period if you were formerly an employee of the University of Louisville and were participating in the university's retirement plan at the time of your separation.

To request a waiver of the university waiting period, please make a written request to have the 12-month period waived. Along with your request, please include on your previous employer’s letterhead, signed by your former department head or human resources director, the following information:

  • Your name
  • Social Security Number (last four digits)
  • Date of Hire
  • Date of Termination
  • Job Title
  • FTE (Full-time or Part-time status)

Please send the information to:

University of Louisville
Human Resources Department
Attn: Kathy Hite
1980 Arthur Street
Louisville, Kentucky 40208


The letter may be faxed directly to Human Resources attention Kathy Hite, fax number 502-852-5665 or scanned and emailed to Kathy.Hite@louisville.edu.