Stipends and Benefits


The Graduate Medical Education Office (GME) establishes resident stipends for all departments and divisions prior to the start of each academic year.  Current yearly stipends are as follows:

PGY 1       $59,488.12/Yr.     Monthly: $4,957.34.96

PGY 2       $61,711.24/Yr.     Monthly: $5,142.60

PGY 3       $63,703.79/Yr.     Monthly: $5,308.65

PGY 4       $66,581.66/Yr.     Monthly: $5,548.47


Leave Time

Leaves of absence and vacation may be granted to the resident in good standing at the discretion of the program director.  Leave, with the exception of sick days must be approved in advance.  At the beginning of each academic year, the Residency Program Director and residents meet to plan resident vacations for the year.  

Residents receive 20 days (4 weeks) of vacation each academic year.

Vacations are not allowed, without team management approval, while on the following rotations:

  • Obstetrical Days – PGY-1, PGY-2
  • Obstetrical Nights – PGY-1, PGY-2, PGY-4
  • Gynecologic Oncology – PGY-1, PGY-2, PGY-3, PGY-4
  • Family Planning- PGY-2
  • MFM – PGY-3
  • Only teams with no interns can take a vacation in July
  • There are no vacations during the week of Research Day, Graduation, or the CREOG exam, the last two weeks in June, and are discouraged during the last 2 weeks of December.


The following events are considered training and will not count against total leave time:

  • Absence to take the USMLE Step 3 examination
  • Meetings or conferences where the resident is presenting


Life Insurance
Term life insurance is provided for all residents, in the amount of $2000 of life insurance for each $1000 of annual stipend. Accidental death and dismemberment coverage is included.

Health Insurance
Single and family coverage is available at group rates. Several different plans at varying costs are available to choose from. Residents may choose Premium Conversion, which permits payment of premiums with pre-tax dollars.  Information regarding health insurance benefits can be found at the following link:

Dental Care and Coverage
The Faculty Practice Office in the Outpatient Care Center will provide an annual examination, including cleaning and up to four bitewing x-rays, to residents free of charge. Any additional services are the responsibility of the resident. Residents can call 852-5401 for information. Residents may also purchase, at group rates, dental insurance in both single and family plans.

Workers Compensation
All residents are covered by workers compensation for medical expenses and lost work time due to job-related illness or injury.

Disability Insurance
Long-term disability insurance is provided for residents, free of charge. Residents have the option of converting the coverage from group to individual at the end of their training, and the option of purchasing additional coverage at very reduced rates.

Malpractice Insurance
Coverage is provided for all residents by either the University of Louisville or by the hospitals to which residents are assigned. This coverage applies to all assigned rotations that are part of residency training, as detailed on the reverse side of the resident agreement.

Medical Licensure
Kentucky state law requires that all PGY-2 and above trainees be licensed to practice medicine in the state of Kentucky. The fee for the initial training license is paid by the Graduate Medical Education Office for the PGY-1's who continue as PGY-2's in U of L programs.

Campus Health Service Office
Hepatitis B immunization and an annual TB skin test are required and furnished free of charge to all residents. The Campus Health Services Office provides minor urgent medical care and immunizations, including boosters and TB testing. Personal counseling is also available. The Campus Health Services Office also serves as an on-site treatment facility for workers compensation related injuries and exposures including needle sticks, and as the repository of resident immunization records and exposure data. The office is staffed by board-certified faculty physicians and faculty nurse practitioners who have extensive primary care and occupational exposure experience.

Lab Coats
Lab coats are provided by departments for residents at the beginning of their training.