UofL participates in the William D. Ford Direct Loan Program. In the Direct Loan Program, eligible students and parents borrow directly from the U.S. Department of Education. Direct Loans include Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans, and Direct Consolidation Loans. You repay these loans directly to the U.S. Department of Education. For more information about the Federal Direct Loan Program, please visit the federal student aid website at U.S. Department of Education.

Students may also apply for a non-federal private/alternative student loan offered from a bank or lending institution.

Step By Step Instructions

First-Time Direct Loan Borrower at UofL

For student Direct Loans to disburse in a timely manner, it is critical students complete all required steps if interested in borrowing the loan funds. For loans, this includes loan acceptance in ULink and completing the Master Promissory Note(s) and Entrance Counseling with the Department of Education.

Complete Entrance Counseling and the Master Promissory Note at the U.S.Department of Education’s Federal Student Aid website.


Exit Interviews

Loan Repayment

How may we assist you?

Email Service

A dedicated student and communication service account is monitored by a team equipped to provide assistance to students.

Email Financial Aid Service at:

Call Center

A dedicated call center is available to assist with all phone inquiries.

Call Student Financial Aid at: (502) 852-5511