Loan Information

Loan Information

Federal Stafford

  • Amount: Dental first, second and third year $47,167- fourth year $42,722
  • Interest Rates; 5.31% once disbursed with 1.069% origination fee

Graduate/Professional Plus Loan

  • Amount: remaining unmet cost of attendance
  • Interest Rates: 6.31% with 4.276% origination fee

Health Professions Student Loans (HPSL)

  • Amount: cost of attendance; generally $2,000-$10,000/year
  • Interest Rates: 0% while in school; 5% in repayment
  • Based on socio-economic background- you must qualify for this loan program (we must review student & parental federal tax data each year)
  • Due to Truth & Lending regulations and completion of additional loan disclosure forms, this loan will disburse in August for Fall and February for Spring – you will need to complete additional forms with the Office of Financial Aid, HSC and the Institutional Loan Servicer ECSI.

Fink-Dorman Loan

  • Amount: varies
  • Interest Rates: Interest-free
  • Due to Truth & Lending regulations and completion of additional loan disclosure forms, this loan will disburse in August for Fall and February for Spring- you will need to complete additional forms with the Office of Financial Aid, HSC and the Institutional Loan Servicer ECSI.

Burgess Loan

  • Available on a competitive basis only to students from specified counties in eastern Kentucky.
  • Amount: varies
  • Interest rate: interest-free
  • Due to Truth and Lending regulations and completion of additional loan disclosure forms, this loan will disburse in August for Fall and February for Spring- you will need to complete additional forms with the Office of financial Aid, HSC and the Institutional Loan Servicer ECSI

Private Dental Education Loan

  • Amount:  remaining unmet cost of attendance
  • Interest Rates: variable based on LIBOR or Prime + a % based on credit score tier
  • This loan would be taken in place of the Graduate/Professional Plus Loan