Loan Information
Direct Unsubsidized Loan
- Amount: Dental first year $44,944, second and third year $47,167- fourth year $42,722
- Interest Rates; 6.54% once disbursed with 1.057% origination fee
Direct Plus Loan
- Amount: remaining unmet cost of attendance
- Interest Rates: 7.54% with 4.228% origination fee
Health Professions Student Loans (HPSL)
- Amount: cost of attendance; generally $2,000-$10,000/year
- Interest Rates: 0% while in school; 5% in repayment
- Based on socio-economic background- you must qualify for this loan program (we must review student & parental federal tax data each year)
- Due to Truth & Lending regulations and completion of additional loan disclosure forms, this loan will disburse in August for Fall and February for Spring – you will need to complete additional forms with the Office of Financial Aid, HSC and the Institutional Loan Servicer ECSI.
Fink-Dorman Loan
- Amount: varies
- Interest Rates: Interest-free
- Due to Truth & Lending regulations and completion of additional loan disclosure forms, this loan will disburse in August for Fall and February for Spring- you will need to complete additional forms with the Office of Financial Aid, HSC and the Institutional Loan Servicer ECSI.
Private Dental Education Loan
- Amount: remaining unmet cost of attendance
- Interest Rates: variable based on LIBOR or Prime + a % based on credit score tier
- This loan would be taken in place of the Graduate/Professional Plus Loan