Financial Aid Application Process

Applications for financial aid are available beginning October 1st for the following academic year.  It is important for you to apply early.  Students who complete their application by the March 15th priority deadline increase their potential to receive the maximum aid available from each of the financial aid programs.

Students often find the financial aid application process confusing.  To help you apply for financial aid and understand the process, the major steps are outlined below:

Step 1:  Submit the Free Application for Federal Student aid for 2022-2023

In order to submit your Free Application for Federal Student Aid (FAFSA) you will need to complete your 2020 Federal Tax Return. If you are applying for the Health Professions Student Loan you will also need to complete the parental section of the FAFSA (regardless of dependency status).  This loan is offered to “economically disadvantaged students”.  To complete the Free Application for Federal Student Aid (FAFSA) visit the FAFSA website. The University of Louisville School Code is 001999. If you are in need of help contact the FAFSA help line at 800-801-0576.  (Please use the IRS DATA RETRIEVAL TOOL to import your 2020 tax data into your application)

Should I Provide Parental Information?

The School of Dentistry applies for funds from the Department of Health and Human Services for the Health Professions Student Loan.  Parental information is needed for this loan program to determine who is eligible. Therefore, you must provide the parental data even though you will be completing the FAFSA as an independent professional student. Please feel free to contact Dental Financial Aid  if you have any questions.


Step 2:  Submit the Free Application for Federal Student Aid and Student Aid Report

  • Timeline: After the FAFSA is completed online

The Free Application for Federal Student Aid (FAFSA) is submitted to the Federal Processing Center for analysis. The processing center will e-mail a Student Aid Report (SAR) to you and the Financial Aid Office.


Step 3: Verification or Missing Documentation

  • Timeline: 2-8 weeks later
  • IRS Data Retrieval will import the student and parental federal tax information to UofL- however we may have to request a copy of the IRS federal tax transcript
  • Verification worksheet for both the student and parents (provided from the Financial Aid Office via ULink
  • Both verification forms are to be returned to:


Step 4: Financial Aid AWARD

  • Timeline: Mid-May to June

The Financial Aid Office will calculate your eligibility and forward an email Financial Aid Award Notification (FAN) to you. The email will direct you to ULink to view your financial aid award. You may accept all financial aid (loans) via ULink.

Step 5: Master Promissory Note(s)/Entrance Interview

The Master Promissory note(s) for the Direct Unsubsidized and/or Direct Plus are only completed once during your enrollment at the School of Dentistry.

You must complete your online entrance interview in order to receive any student loans.  This process will take 30 minutes.  Please do the combined interview for Direct Unsubsidized and Direct Plus loans.

To complete your master promissory note(s) and complete the Entrance Interview go to the Direct Loans website.

Step 6: Loan Disbursement

  • Timeline: First week of classes

The school will divide your loan in two equal disbursements, which are sent to the University at the beginning of each semester.

Please note:  If you are accepting the Health Professions Student Loan - you will complete additional forms before the loan is disbursed - you will be notified directions in June.  This loan will disburse in the middle of July once all forms are submitted and approved.

Step 7: Residual Funding


Once your account is cleared of any charges for the current semester, the residual balance will be sent based on the refund method that you select through ULink.  These funds will need to last you for the entire semester.


Please feel free to contact Dental Financial Aid with questions 502-852-5076.

Please Note: The Financial Aid Office processes aid as quickly as possible, but we rely on you, the student, to turn all financial aid forms in a timely manner.