General Information for Campus-Based Loans
The main focus and goal of the information on our pages is providing concise information to help you, the student loan borrower and the potential student loan borrower, understand and manage your student loans.
Federal regulations governing student loans are reviewed frequently and most reviews produce new requirements and provisions. Due to an assortment of factors, including federal changes and fund stipulations, borrowers often end up with multiple loan funds to manage. This can sometimes be quite a challenge for borrowers. We, the UofL Student Loan Management Section staff, are not here just to collect your campus-based (Federal Perkins, Health Professions) student loans, we're also here to help you manage your entire student loan portfolio as efficiently as possible. Through efficient management, you build a good credit rating for yourself and your timely payments return dollars to the revolving student loan fund pool, allowing new students to receive funding for education. It's a win/win situation when borrowers pay and it's our desire to facilitate this situation wherever possible.
So, please browse our pages. There's a lot of information available here, but, if you don't find the answer to your question, please contact us by phone, by postal mail, by email, or by a visit to our office. We want to help! And, if you have suggestions on how to improve our web site, please let us know. Communication is the name of the game!
Health Professions Student Loans provide long-term, low interest loans to full-time financially needy students pursuing a degree in dentistry. Visit the School of Dentistry website.
Primary Care Loans (PCL) Effective July 1, 1993, to be eligible for a Health Professions Student Loan (HPSL), students of medicine must meet financial need criteria and agree to enter and complete a residency training program in primary health care not later than 4 years after the date on which the student graduates from such school and to practice primary health care through the date on which the loan is repaid in full. Visit the School of Medicine website.
If you are current holder of a Health Professions Student Loan and would like information about your loan contact Kristine Walters at 502-852-2687 or email
Loans for Disadvantaged Students (LDS) To be eligible for LDS, students must meet the general HPSL criteria and also be from a disadvantaged background as defined by the Secretary. UofL awards LDS only in the study areas of medicine and dentistry.
Perkins Loans (Federal Perkins Loan Program) A Federal Perkins Loan is a low-interest loan for both undergraduate and graduate students with exceptional financial need. The borrower's school is the lender and the loan is made with government funds. The borrower must repay this loan to his/her school.