Tuition Insurance

Each year, thousands of college students are unable to complete classes due to unforeseen medical issues. If your child withdraws from college after classes begin, you could lose some -- or all - of the money you've paid. 

The GradGuard Tuition Protection Plan in now available to our families on an optional basis as of Fall 2020. This tuition insurance protects the investment your family has made in your education in case you need to withdraw after the time frames detailed in UofL’s refund policy because of specific situations such as illness, injury or mental health condition. 

This insurance coverage from GradGuard supplements UofL’s refund policy by reimbursing your tuition, housing and fees, up to the policy limits, if you withdraw for a covered reasons at any time during the term. With GradGuard Tuition Protection Plan you can be protected for approximately 1% of the cost of your tuition per semester. A college education is a major investment - which means it's worth protecting.  The GradGuard Tuition Protection Plan* offers high levels of coverage at a reasonable rate and can reimburse tuition payments, housing, and meals fees,* and other nonrefundable expenses if a student withdraws for reasons like:

  • Serious covered illness or injury
  • Covered mental health condition
  • Covered death of tuition payer

To get a quote or learn more about selecting this optional tuition insurance from GradGuard, call 1-877-794-6603 or visit


"Claims due to known, foreseeable, or expected events, epidemics, cessation of operations by the school, or fear of attending school are generally not covered. However, until further notice, although not covered under most plans, we are currently accommodating claims for when an insured student completely withdraws from school for the covered term due to becoming ill with COVID-19." If you have any questions regarding COVID-19 coverage, please call 1-877-794-6603.

*Terms, conditions, and exclusions apply. Plans may not be available to residents of all states. GradGuard is a service of Next Generation Insurance Group, LLC, the licensed agent for all insurance programs. Insurance benefits are underwritten by Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series. Plan(s) may not be available in all jurisdictions. Allianz Global Assistance and Allianz Tuition Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Non-insurance benefits/products are provided and serviced by AGA Service Company. Consumer may be responsible for charges incurred from outside vendors for assistance or concierge services. Contact AGA Service Company at 888-427-5045 or 9950 Mayland Drive, Richmond, VA 23233 or

The Office of Finance and Administration serves all eligible faculty, staff, and students regardless of race, color, national origin, sex, disability, or age.