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Stafford Loan Limits By Career & Grade Level

by wjadam02 last modified Apr 24, 2013 10:45 AM



Dependent

Independent





Freshman*
$5,500
$9,500


No more than $3,500 of this amount may be in subsidized loans.
No more than $3,500 of this amount may be in subsidized loans.





Sophomore*
$6,500
$10,500


No more than $4,500 of this amount may be in subsidized loans.
No more than $4,500 of this amount may be in subsidized loans.





Junior*
$7,500
$12,500


No more than $5,500 of this amount may be in subsidized loans.
No more than $5,500 of this amount may be in subsidized loans.





Senior*
$7,500
$12,500


No more than $5,500 of this amount may be in subsidized loans.
No more than $5,500 of this amount may be in subsidized loans.







Dependent

Independent





Career Limit
$31,000
$57,500


No more than $23,000 of this amount may be in subsidized loans.
No more than $23,000 of this amount may be in subsidized loans.

 

 



Annual Loan Limit







Graduate/
Professional*

$20,500



As of July 1,2012 subsidized loans are no longer available to graduate and professional students.











Career Limit
$138,500



No more than $65,500 of this amount may be in subsidized loans.







 

*The chart above provides maximum annual and total loan limits for subsidized and unsubsidized loans as of July 1, 2012.  Annual limits include fall, spring, and summer.  For more information on federal student loan borrowing limits, http://studentaid.ed.gov.

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