Life Insurance
Term life insurance is provided for all residents, in the amount of $2000 of life insurance for each $1000 of annual stipend. Accidental death and dismemberment coverage is included. p
Health Insurance
Single and family coverage is available at group rates. Several different plans at varying costs are available to choose from. Residents may choose Premium Conversion, which permits payment of premiums with pre-tax dollars.
Worker's Compensation
All residents are covered by worker's compensation for medical expenses and lost work time due to job-related illness or injury. op
Disability Insurance
Long-term disability insurance is provided free of charge for residents. Residents may have the option of converting the coverage from group to individual at the end of their training, and the option of purchasing additional coverage at very reduced rates.
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Malpractice Insurance
Coverage is provided for all residents by either the University of Louisville or by the hospitals to which residents are assigned. This coverage applies to all assigned rotations that are part of residency training.
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Free Parking
University of Louisville parking permits are issued to all residents free of charge. These permits are valid for U of L parking lots on the HSC campus. In addition, the affiliated hospitals all provide free parking to residents when they are assigned to these hospitals.
Dental Care and Coverage
Care Building will provide annual examinations, including cleaning and x-rays, to residents free of charge. Residents may also purchase, at group rates, dental insurance in both single and family plans.
Medical Licensure
Kentucky state law requires that all PGY-2 and above trainees be licensed to practice medicine in the state of Kentucky. The initial licensure fee is paid by the Graduate Medical Education Office for PGY-1's who continue as PGY-2's in U of L programs.
Student Health Service
Hepatitis B immunization and an annual TB skin test are required and furnished free of charge to all residents. The HSC Health Service Office provides minor urgent medical care and immunizations, including boosters and TB testing. Personal counseling is also available. The HSO also serves as an on-site treatment facility for worker's compensation-related injuries and exposures (including needle sticks) and as the repository of resident immunization records and exposure data. The office is staffed by board certified faculty physicians and faculty nurse practitioners who have extensive primary care and occupational exposure experience.
Vacation (Annual Leave)
PGY-1…………..3 weeks annually
PGY-2/above……4 weeks annually
At the discretion of the Program Director, an additional 2 weeks may be permitted for personal or educational leave. In addition, Program Directors may grant one additional week vacation to PG-1's.
Lab Coats and Name Tags
Lab coats and name tags are provided by departments for residents at the beginning of their training.
Physician Placement Service
The University of Louisville Physician Placement Service Office provides assistance to residents and others seeking practice opportunities in Kentucky. This is a free service to residents.
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Library Privileges
Residents have library privileges at the medical school library (Kornhauser Health Sciences Library) and at all the affiliated hospitals. Available services include electronic literature searches and interlibrary loan service. Audiovisual equipment, as well as computers and computer software are made available to residents through the library. Through the Kornhauser Library's website (http://library.louisville.edu/kornhauser/), residents have access to thousands of electronic journals via Medline and online e-journal collections. Residents can search the library's catalog or view a collection of electronic textbooks and reference materials online.
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Athletic Tickets
Residents are eligible for the purchase of student athletic tickets, which are offered at reduced rates to students through the Athletics Department.
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Counseling Services
Professional counseling is available to residents through he Health Sciences Center Health Services Office. Counseling services are also available through the University of Louisville Employee Assistance Program.
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Recreational Facilities
Free membership to the HSC Fitness Center is available to all HSC residents, students, staff and faculty. The Fitness Center is conveniently located in the Chestnut Street Parking Garage, and includes weight machines, free weights, and 20 pieces of aerobic equipment. Aerobics classes are also offered. In addition, a swimming pool and recreational facilities on Belknap Campus are also available to residents, through the Intramural and recreational sports Office, the Student Activities Center and Crawford Gymnasium.
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Medical and Personal Leave
Paid medial leave up to 90 days is available in cases of personal illness or pregnancy. Residents are covered under the Graduate Medical Student Leave Policy, which provides up to 12 weeks unpaid leave for personal or family illness.
Personal leave is available at the discretion of the department chair.
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Maternity/Paternity Leave
Leave absence longer than 42 days is taken unpaid. Female residents may use a combination of vacation and personal leave, up to 42 calendar days, of paid post-partum leave. Male residents may use annual leave or unpaid leave under the Graduate Medical Student Leave Policy
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Dependent Care Spending Account
Residents may establish an account to convert taxable salary dollars into tax-free benefit dollars within the limits established by the IRS. The monies are reimbursed to the resident for expenses incurred for dependent care of children.
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Other Benefits
Most departments provide additional benefits to their residents, such as textbooks, professional dues, or funds for travel to professional meetings.
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