Tuition & Financial Aid

Cost of Attendance

Louisville Law is a state-assisted institution, with tuition and fees set by the Board of Trustees of the University of Louisville and subject to change. Full-time tuition and fee rates are based on enrollment in ten (10) or more credit hours per semester. The figures below are provided for planning purposes only.

Below is the estimated annual cost of attendance for full-time students, based on 2020-2021 tuition and fee rates:

Resident Nonresident
Tuition (including University Fees) $23,106 $28,106*
Law School Technology Fee $100 $100
Room & Board $9,926 $9,926
Books & Supplies $1,200 $1,200
Travel Expenses $3,372 $3,372
Personal Expenses $5,432 $5,432
Loan Fees $204 $204
Total $43,340 $48,340

* This tuition rate applies only to nonresidents enrolling in Fall 2020 or later.

Annual University fees bundled with tuition include the student activity, student building, student services, university facility, student athletics and student health fees. Additional fees not listed include the annual student recreation fee of $186 and the annual primary care health fee (PCHF) of $300. The PCHF may be waived with proof of health insurance.

The above figures do not include a one-time 1L Orientation Fee of $75.

Financial Obligations

University policy generally requires that tuition and fees be paid in full at the beginning of each term on or before the designated due date. Payments and all other matters relating to financial obligations are handled by the University Bursar.

Residency

For tuition purposes, Kentucky residency status is determined in accordance with University of Louisville policy and 13 KAR 2:045. The law school will make an initial determination of residency based on information provided by the applicant, with the University of Louisville Bursar responsible for the ultimate determination. This determination of residency will be stated in the applicant’s letter of admission. Applicants who are admitted to the JD program as nonresidents and who believe they can validly claim Kentucky residency may contact the Office of Admissions & Enrollment Management. Appropriate documentation will be requested to support any such claim.

According to state regulations, a person who moves to Kentucky for the primary purpose of enrollment at an academic institution is considered a nonresident for tuition purposes. Please be aware that the University of Louisville’s professional schools, including the law school, are not eligible for participation in residency reciprocity for Indiana residents. As such, Indiana residents admitted to the law school, including those enrolled as an undergraduate student at the University of Louisville, will be billed at the nonresident tution rate.

For more information regarding residency determination for admission and tuition purposes, please contact the University Registrar or visit the University’s dedicated Residency website.

Financial Aid

All student financial aid is processed by the University of Louisville’s central Student Financial Aid Office. If you have questions about financial aid packaging, disbursement or refunds, please contact the Student Financial Aid Office at 502.852.5511 or finaid@louisville.edu.

Completing the FAFSA

The Free Application for Federal Student Aid (FAFSA) is an application you must complete annually in order to qualify for financial education assistance from the government and deferred repayment of such assistance while you remain enrolled. The FAFSA opens on October 1 each year and may be filed using income and tax data from either the current year (i.e., the year in which the application opens) or the previous year.

First-time FAFSA applicants should follow the steps below to get started. For more detailed information, please review the University’s Financial Aid: Start-to-Finish online guide.

The University of Louisville’s FAFSA school code is 001999.

  1. Assemble your tax asset information, including your W-2 and 1040 tax forms.
  2. Create an FSA ID if you do not already have one. Your FSA ID will be used to electronically sign your FAFSA. Please note that if you are required to provide parental information on your FAFSA, your parent will need to create an FSA ID as well.
  3. Visit the FAFSA website to complete your FAFSA. If eligible, you may import your tax data into your FAFSA by using the IRS Data Retrieval Tool. 
  4. Once the US Department of Education has processed your FAFSA, you will be sent a Student Aid Report (SAR). If you filed electronically, the SAR will be sent to you via email. If you filed by paper or did not provide an email address, the SAR will be sent to you via USPS.
  5. Review the SAR for comments and incorrect information. If accurate, keep the SAR for your records. If you find any errors, you can make corrections to your processed FAFSA online or return the paper SAR with corrections.
  6. Check ULink to monitor the status of your financial aid package.

Federal Direct Loans

Eligible students may borrow up to a total of $20,500 per year in federal Direct Loans, also known as Stafford Loans. You may be familiar with Stafford Loans from your time as an undergraduate student, but be aware that for graduate students, all Stafford Loans are unsubsidized. While a student does not have to demonstrate need to qualify for an unsubsidized Stafford Loan, all interest is paid by the student, as opposed to being paid by the government while the student is in school or the loans are in deferment.

Students may also be eligible to borrow up to the cost of attendance (less any other financial assistance, including Stafford Loans) in federal Direct PLUS Loans, also known as Grad PLUS Loans. A credit check is required, and loans may not be available to students with adverse credit histories. Grad PLUS loans are automatically awarded to law students who pass the credit check. Because of the comparatively favorable interest rates and terms, many students who have good credit opt for Grad PLUS loans over private loans.

For both unsubsidized Stafford Loans and Grad PLUS Loans, repayment is not required until six months after graduating, leaving school or dropping below half-time enrollment. However, interest starts accruing as soon as the funds are disbursed and continues to accrue throughout the student’s enrollment and the six-month grace period, with unpaid interest added to the loan balance. Interest rates reset for new federal student loans on July 1 each year and are fixed for the life of the loan.

Financial Aid Disbursement 

Most financial aid awards are disbursed to student accounts at the beginning of each semester or upon gaining eligibility during a semester of enrollment. Disbursement of awards is based on compliance with all eligibility requirements, including enrollment status and satisfactory academic progress. Since most awards are based on full-time enrollment, part-time must complete an enrollment adjustment form prior to the start of classes in order for aid to disburse at the beginning of the term. Enrollment status is established as of a term’s census date, which is the day following the last day to drop and receive a 100% tuition credit, and courses for which a student is waitlisted are not included in the student’s enrolled hours. Disbursed financial aid that exceeds the balance owed to the University is considered excess.

For more detailed information on financial aid processing and disbursement, please contact the Student Financial Aid Office.

Refunds of Excess Aid

Disbursed financial aid that exceeds your University bill will be delivered to you in accordance with the University’s refund delivery process. For more information on how to establish your preferred refund method, please refer to the University Bursar’s website.

Scholarships & Awards

Louisville Law offers scholarship funding on the basis of academic merit. Admitted applicants are automatically considered for available merit-based scholarship funding; no separate application is required. While not the only factors considered by the Admissions Committee in allocating scholarship funds, an applicant’s LSAT score and undergraduate GPA will be strongly taken into account.

Scholarship decisions are made on a rolling basis. Applications that are complete by our priority application deadline of January 15 are given priority scholarship consideration, and an offer of merit-based scholarship, if any, will accompany an offer of admission. Applications that are not complete as of January 15 but are complete by our regular application deadline of April 15 will be considered for merit-based scholarships to the extent that such funding remains available. For these candidates, further information on the scholarship review process will accompany an offer of admission. Applications that are not complete as of April 15 are not eligible for merit-based scholarship funding.

Human Rights Fellowship

Louisville Law’s Human Rights Fellowship identifies and distinguishes student leaders prepared to work with the Brandeis Human Rights Advocacy Program (HRAP) throughout all three years of law school. HRAP engages actively with nonprofit organizations and community stakeholders to advance the human rights of immigrants, refugees and other noncitizens with respect to health care, education, access to legal and vocational services and more. Human Rights Fellows work closely with faculty members, community leaders and fellow law students who share a passion for justice and commitment to action.

Human Rights Fellows receive annual academic stipends, renewable for each of their three years in the JD program. Students who wish to be considered must apply for the Human Rights Fellowship separately after being admitted to the law school. Application requirements and deadlines will be provided to admitted students by the Assistant Dean for Admissions & Enrollment Management and posted on the admitted student portal.

External Scholarships

The law school itself is not the only potential source of scholarship funding for our students. Many public agencies, charitable organizations and private firms also offer scholarship opportunities to students pursuing a JD, including those already enrolled. These external scholarships each have their own applications, procedures, criteria and deadlines. We encourage prospective and current students alike to explore the list of external scholarships known to us at this time.

For additional information about general external scholarship opportunities, please visit the University of Louisville’s Student Financial Aid Office website.

Post-9/11 GI Bill

Administered by the US Department of Veterans Affairs, the Post-9/11 Veterans Educational Assistance Act of 2008, also known as the Post-9/11 GI Bill, can help eligible veterans pursue law school education by paying tuition and fees, a monthly housing allowance and a book stipend.  All benefits are paid on a sliding scale, depending on the cumulative length of a veteran’s post-9/11 active duty military service:

% of Maximum Benefit
90 days of qualifying service 50%
6 months of qualifying service 60%
18 months of qualifying service 70%
24 months of qualifying service 80%
30 months of qualifying service 90%
36 months of qualifying service or more
100%

Veterans who received a Purple Heart post-9/11 and were honorably discharged after any amount of service, or who served for at least 30 continuous days post-9/11 and were honorably discharged with a service-connected disability, are also eligible for the full maximum benefit payable.

The benefits of the Post-9/11 GI Bill can be transferred to veterans’ spouses (including same-sex spouses) and dependent children (including adopted childen and stepchildren). States must ensure that all public institutions of higher education offering VA-approved programs charge tuition and fees at resident rates to all such covered individuals.

Applying for Benefits

The VA offers several ways to apply for Post-9/11 GI Bill education assistance and resources to help you understand benefits. Please note that the VA takes an average of thirty (30) days to process education claims. Once your application has been processed, you will receive a Certificate of Eligibility verifying the amount of benefits and months of entitlement available to you. To request the use of your available benefits at the University of Louisville, please contact the Office of Military and Veteran Student Services to discuss next steps. Please note that the University’s VA Certifying Official will need a copy of your Certificate of Eligibility.

The University of Louisville requires tuition to be paid at the time of registration. Due to the processing time you may experience with the VA, you cannot rely on your education benefits to cover the initial tuition payment. For more information on alternate payment plans, please contact the University Bursar.

The information in this section is subject to change. Any updates to the provisions or benefits of the Post-9/11 GI Bill will be provided on the VA website. For more information on veteran education benefits and resources at the University of Louisville, please contact the Office of Military and Veteran Student Services.