How to Enroll
What do I have to do to enroll?
You do not have to do anything during open enrollment unless you want a flexible spending account, want to make changes to your plans, are a health insurance waiver who wants money in a dependent care flexible spending account or want to participate in Get Healthy Now and save $40/month on health insurance.
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If you currently have:
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And DO NOTHING during open enrollment, in 2012 you will have:
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Health coverage
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The same health plan covering the same people |
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Dental insurance
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The same dental plan covering the same people |
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Vision insurance
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The same vision plan covering the same people |
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Voluntary flexible spending account(s) that you contribute to (for medical or daycare expenses)
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No flexible spending account(s). You must re-enroll for your own FSA each year. |
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Waiver Flexible spending account because you waived health coverage
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A flexible spending account (for health care only) created automatically that will receive all of your U of L contributions. If you would like waiver dependent care account, you must re-enroll. |
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Discounted health rates because you participate in Get Healthy Now
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The higher health plan rates. You will lose your discount if you do not take the health risk assessment again and participate to the extent Health Fitness Corporation indicates in the letter you will receive in January. |
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None of these benefits
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None of these benefits. |
The benefit choices you make during open enrollment take effect Jan. 1, 2012, and remain in place through Dec. 31, 2012. After Jan. 1, you can make changes to your pre-tax benefits only if you notify Human Resources within 30 days of one of these “qualifying events” and provide proper documentation:
- Legal separation.
- Marriage or divorce.
- Initiation or dissolution of a domestic partnership.
- Birth or adoption of a child.
- Loss of coverage under another employer’s plan.
- Mandatory compliance with a family relations judgment, decree or court order.
- Change in your employment status or that of your spouse or domestic partner (full-time to part-time).
- Gain or loss of coverage because you or your spouse or domestic partner begin or end work.
- Significant change in your spouse or domestic partner’s coverage during his/her open enrollment.
If you have a qualifying event in 2012 and do not provide documentation to Human Resources within 30 days, you will have to wait until next year’s open enrollment to make changes.
