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"Two-Employee" Premium Rate

When a husband and wife are both regular status, 80% or greater FTE employees at the university and they have dependents and want coverage for them, and both choose the same health insurance plan, they will be eligible for a special "two employee" rate for their family's health insurance coverage. If one of the two spouses changes employment status and no longer satisfies the regular status 80% or greater FTE requirement; the remaining eligible employee must begin paying the regular family premium rate, or make other coverage changes as permitted by law.


If your spouse is not a regular status, 80% or greater FTE employee now, but later becomes one, be sure to notify the Benefits Office so you can take advantage of the lower premium rate.


Two Employee Family Rates can be found at http://louisville.edu/hr/benefits/health/rates.html.

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