The benefit choices you make during open enrollment take effect January 1, 2008, and remain in place through December 31, 2008. After January 1, you can make changes to your pre-tax benefits only if you come in to the Human Resources Department within 30 days of one of these "qualifying events" and provide proper documentation:

• Spouse's change in insurance eligibility due to gain or loss of employment
• Change in your employment status  (Full-time to part-time)
• Dependent loses or gains insurance eligibility