Applications for financial aid are available beginning in January for the following academic year.  It is important for you to apply early.  Students who complete their application by March 15th priority deadline increase their potential to receive the maximum aid available from each of the financial aid programs.

Students often find the financial aid application process confusing.  To help you apply for financial aid and understand the process, the major steps are outlined below:

Step 1: Submit the Free Application for Federal Student Aid for 2008-2009

For new students who did not complete a FAFSA in 2007-2008 

In order to submit your Free Application for Federal Student Aid (FAFSA) you will need a copy of your 2007 Federal Tax Return. If you are applying for Exceptional Financial Need, Scholarship for Disadvantaged Students, Loan for Disadvantaged Student or Health Professions Loans you will also need to complete the parental section of the FAFSA (regardless of dependency status).  These scholarships and loans are offered to “economically and educationally disadvantaged students’.  To complete the Free Application for Federal Student Aid (FAFSA) visit the FAFSA website. The University of Louisville School Code is 001999 and if you are in need of help, contact the FAFSA help line at 800 801-0576.

For renewal students who did complete a FAFSA in 2007-2008

When renewing your Free Application for Federal Student Aid (FAFSA) you will need the following:

• Know your PIN To file your renewal FAFSA on the web, you will need a special code called a PIN. The Department of Education mailed a PIN to you when you applied last year. If you do not have your PIN, you can request another copy by going to pin.ed.gov and selecting the link "Request a PIN be mailed to me." This process will take 7-10 days.
• You will also need a copy of your 2007 Federal Tax Return and W-2s.

All renewing students have the option of submitting a renewal or a new FAFSA. Please note: the new FAFSA will add a few weeks to your processing time.

To complete the Free Application for Federal Student Aid (FAFSA) visit the FAFSA website. The University of Louisville School Code is 001999 and if you are in need of help, contact the FAFSA help line at 800 801-0576.

Should I Provide Parental Information?

The School of Dentistry applies for funds from the Department of Health and Human Services for the following loans and scholarships: Health Professions Loan, Loan for Disadvantaged Students and Scholarships for Disadvantaged Students. One third of all dental students receive the Health Professions Loans. Parental information is needed for theses loans and scholarships to determine who is eligible. Therefore, you must provide the parental data even though you will be completing the FAFSA as an independent professional student. Please feel free to contact Laurie O’Hare if you have any questions.

Step 2: Submit the free Application for Federal Student Aid and Student Aid Report

• Timeline: After the FAFSA is completed online

The Free Application for Federal Student Aid (FAFSA) is submitted to the Federal Processing Center for analysis. The processing center will mail or e-mail a Student Aid Report (SAR) to you and the Financial Aid Office.  If you complete the FAFSA with an e-mail address the Federal Processing Center will automatically e-mail your Student Aid Report to you. 

Step 3: Verification or Missing Documentation 

• Timeline: 3 weeks later

You will be chosen for verification if you have completed the parental part of the FAFSA in order to try and qualify for Health Professions Loans, Scholarships and Loans for Disadvantaged Students. You will be asked to submit the following through ULink. Please follow the directions for first-time users. What you need:

• A signed copy of your 2007 Federal Tax Return
• Verification worksheet (provided from the Financial Aid Office)
• A signed copy of Parents 2007 Federal Tax Return (regardless of dependency status)
• All tax and verification forms are to be returned to:
  Laurie O’Hare 
  Director of Financial Aid for the School of Dentistry
  Email Laurie O'Hare
  
  University of Louisville
  School of Dentistry - Rm 231
  501 South Preston Street
  Louisville, KY 40202

Please Note: If the school needs something else from you, such as citizenship paperwork, etc you will be notified by mail to go to ULink to make corrections.

Step 4: Financial Aid Notification (FAN)

• Timeline: Mid-May to June

The Financial Aid Office will calculate your eligibility and forward an email Financial Aid Notification (FAN) to you. The email will direct you to ULink to view your financial aid award. You may accept all financial aid (loans) via ULink.

Step 5: Master Promissory Note (MPN)

• Timeline: One week after (FAN) is completed

Master Promissory Note is forwarded by the Guarantor Agency to you.  Once completed it is returned to the Guarantor Agency.  The Master Promissory note is only completed once during your enrollment at the School of Dentistry.

To complete your master promissory note ahead of time go to kheaa.com. When completing the Master Promissory Note you will be asked to choose a lender.

Step 6: Loan Disbursement

• Timeline: one weeks after classes begin

Your lender will divide your loan in two equal disbursements, which are sent to the University at the beginning of each semester.

Step 7: Residual Funding

Once your account is a cleared of any charges for the current semester, the residual balance will be sent to Higher One Account- Please make sure you have selected your refund option with Higher One.  These funds will need to last you for the entire semester. 

Help

Please feel free to contact Laurie O’Hare, Director of Financial Aid for the School of Dentistry with any questions:

Laurie O’Hare 
Director of Financial Aid for the School of Dentistry
Email Laurie O'Hare

University of Louisville
School of Dentistry - Rm 231
501 South Preston Street
Louisville, KY 40202

800 334-8635 ext. 852-5081

Please Note:  The Financial Aid Office processes aid as quickly as possible, but we rely on you the student to turn all financial aid forms in a timely manner.