Premiums and Coverage
2008-2009 Student Health Insurance
Like many organizations seeking to provide affordable health insurance, the University of Louisville has faced significant cost increases from its insurance providers. As a result, the university undertook a comprehensive review of the coverage plan with the goal of providing quality, affordable health insurance to students. We are pleased to announce that we have chosen Academic Health Plans (AHP) as our vendor for our new insurance program.
Cost of the AHP Student Health Plan
The cost for the 2008-2009 student health plan will be $1750 annually. This is $70 less than 2007-08 but with improved coverage.
There will not be a separate bill for a primary health care fee. Students with student health insurance will no longer have to complete the online waiver process but will have the same access to the campus health service as in previous years.
For complete information regarding the plan please visit Academic Health Plans for a full brochure or download a fact sheet 
now.
Key facts about the plan are summarized below:
- Annual Deductible: $500
- Inpatient, in-network Coverage: 90%
- Outpatient, in-network Coverage: 90%
- Out of network Coverage: 65%
- Out of Pocket Maximum*: $5000
- Prescription Coverage: $2000 Increased for 2008-09
- Emergency Copay: $100
- Most routine immunizations Included**
- Parity for Mental Illnesses
- Child coverage includes pediatric immunizations and well childcare
*The Out of Pocket Maximum minimizes the financial risk to students in the event of a severe illness or injury.
**Includes Gardasil (HPV vaccine) if administered at Campus Health Services.
It is important to note that there will no longer be the option to continue the student health insurance plan after graduation. Other continuation coverage options are available for graduating students.
As you will note, this plan includes better coverage than last year's plan for many services that students use most, including prescriptions, immunizations and outpatient visits.
